Will It Tow?
2020 Ram 3500 (6.7L Cummins I6 turbo diesel, dually) with the 2026 Jayco Seismic 413 at its full GVWR of 20,800 lb, two adults and a dog aboard and a weight-distribution hitch.
To know for sure, enter the payload from your door sticker (the yellow Tire and Loading one).
- Tow rating: Not sure yet (20,800 lb camper, rating 19,490 to 22,660 lb)
- Payload: Not sure yet (4,564 to 6,020 lb used, payload 5,160 to 6,840 lb)
- Truck and trailer together: Not sure yet (29,110 lb, GCWR up to 30,300 lb)
To settle it for your own truck: enter the payload from your door sticker (the yellow Tire and Loading one); enter your exact tow rating from your owner's manual or the maker's towing chart; measure your pin weight.
Check it with your own numbers- Fifth wheel hitch (needed): Rated for at least your camper's weight (20,800 lb) and about 5,200 lb of pin weight. That points to a 21K-class hitch or bigger. It mounts in the bed over the rear axle.
- Weight distribution and sway control (not needed): Fifth wheels ride on a hitch over the truck's rear axle, which makes them much more stable than a bumper-pull. These are for travel trailers.
- Short bed? (check): With a bed under 8 ft, use a slider hitch or a pin box made for short beds so the camper clears your cab on tight turns.
- Brake controller (needed): Your camper has electric brakes, and the controller in your cab runs them. Many newer trucks have one built in.
- Measure your pin weight (tip): We're estimating 3,744 to 5,200 lb. A CAT scale weigh, hitched and unhitched, gives you the real number. Enter it in step 2.
Hitches make towing steadier, but none of them raise your tow rating or payload. The hitch itself counts against payload.
Ratings come from manufacturer towing guides and spec sheets. These are planning estimates, not a safety guarantee. Your truck and camper stickers, your owner's manual and a scale always win.